Investors

Debt investors

Macquarie Group presentation to debt investors 
July 2026

View presentation (PDF)

Macquarie Group funding structure

Macquarie Group has two primary external funding vehicles:

  • Macquarie Bank Limited (MBL) which provides funding to the Bank Group.
  • Macquarie Group Limited (MGL) which provides funding predominately to the Non-Bank Group

MBL and MGL have separate and distinct funding, capital and liquidity management requirements.

  1. The Bank Group comprises BFS, CGM (excluding certain assets of the Financial Markets business, certain activities of the Commodity Markets and Finance business and some other less financially significant activities which are undertaken from within the Non-Bank Group). MBL is the primary external funding vehicle for the Bank Group. Macquarie Global Finance Pty Limited (MGF) and Macquarie Bank Europe (MBE) also operate as external funding vehicles for certain subsidiaries within the Bank Group.
  2. Subordinated debt to meet APRA’s Loss-Absorbing Capacity (LAC) requirements.
  3. The Non-Bank Group comprises Macquarie Capital, MAM and certain assets of the Financial Markets business, certain activities of the Commodity Markets and Finance business and some other less financially significant activities of CGM. MGL is the primary external funding vehicle for the Non-Bank Group.

Unsecured funding

Macquarie Group has two primary external funding vehicles: Macquarie Bank Limited (MBL) which primarily funds the Banking Group, and Macquarie Group Limited (MGL) which primarily funds the Non-Banking Group.

Learn more about unsecured funding

Secured funding

Macquarie has been a leading participant in secured funding markets since 1993. Securitisation is used to diversify the Group’s sources of funding, most notably through the PUMA residential mortgage-backed program, the SMART asset backed program and the MBL covered bond programme.

Learn about secured funding

Credit ratings

View credit ratings for Macquarie Bank Limited and Macquarie Group Limited and latest rating agency reports.

More about credit ratings

Green financing

View Macquarie's Green Finance Framework and reports.

More about green financing

Investors

Debt Investors

 

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