Important Terms and Information

The name ‘Macquarie’ refers to Macquarie Group Limited and its worldwide affiliates and subsidiaries (the Macquarie Group).

This website is operated by and on behalf of Macquarie Group.

The information on this website is not an offer or solicitation for the purchase of securities, units or investments, unless expressly stated otherwise.

All applications for credit or lending products are subject to Macquarie Group’s standard credit approval criteria and/or product provider criteria.

All securities and financial product or instrument transactions involve risks. Past performance of any product described on this website is not a reliable indication of future performance. This website may contain forward-looking statements, forecasts, estimates and projections. No member of the Macquarie Group represents or warrants that such forward-looking statements, forecasts, estimates and projections will be achieved or will prove to be correct. Actual future results and operations could vary materially from them.

Macquarie Group makes no representation or warranty as to the accuracy, completeness, timeliness or reliability of the contents of this website, and other than as required under consumer protection law, Macquarie Group accepts no responsibility for errors or misstatements, negligent or otherwise and under no circumstances will Macquarie Group be liable for any loss or damage whatsoever caused by a user's reliance on information obtained from this website, including from use of tools and calculators.

Macquarie Group accepts no obligation to correct or update the information or opinions on this website. The information on this website may be based on assumptions or market conditions and may change without notice.

Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your objectives, financial situation or needs and, if a current offer document is available, read the offer document before acquiring products named on this website. Macquarie recommends you make direct contact with Macquarie Group staff before acting on material on this website. You should also seek independent financial, legal and taxation advice prior to acquiring any security or other financial, credit or lending product.

Macquarie Group specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental or consequential damages arising out of or in any way connected with the access to or use of this website.

The Macquarie Group may have interests in the securities and other financial, credit or lending products referred to in this website, including being or appointing directors of their issuers or related companies, or may have or may in the future act in various roles including as underwriter, dealer, broker, lender or financial advisor to their issuers and may, where permitted by law, receive fees, brokerage or commission for acting in those capacities. Further, the Macquarie Group may act as a market maker or buy or sell those securities and other products as principal or agent.

 

Jurisdictions

Many of the products and services offered by members of the Macquarie Group are country or jurisdiction specific. Accessing any product or service via this website is not an offer, inducement or invitation to purchase those products or services.

Macquarie Group only carries on banking activities in those countries it is authorised to do so. Macquarie Bank Limited (MBL) is authorised and regulated by the Australian Prudential Regulation Authority to carry out banking business in Australia. MBL, acting through its Singapore Branch, is authorised and regulated by the Monetary Authority of Singapore to carry out banking business in Singapore. MBL, acting through its Hong Kong branch, is authorised and regulated by the Hong Kong Monetary Authority to carry on banking business in Hong Kong. MBL London Branch is authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. MBL London Branch is authorised to carry out banking business in the United Kingdom. Macquarie Bank Europe Designated Activity Company is regulated by the Central Bank of Ireland. MBL maintains Representative Offices in the states of New York and Texas, but is not authorised to conduct business in the US. No member of the Macquarie Group of companies is registered as a bank in New Zealand under the Reserve Bank of New Zealand Act 2021.

Except for MBL, any Macquarie Group entity noted on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Commonwealth of Australia). That entity's obligations do not represent deposits or other liabilities of MBL. Any investments are subject to investment risk including possible delays in repayment and loss of income and principal invested. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

Except for the above entities, Macquarie Group members are not otherwise currently authorised to accept deposits or conduct banking business in any other jurisdiction. Other members of the Macquarie Group are subject to regulation in the regions in which they operate.

 

Website links

This website may contain links to other websites operated by entities which do not belong to Macquarie Group. These links have been provided solely for you to obtain further information about other relevant products and entities in the market. Macquarie Group does not endorse or have any control over the information on these websites or the products or services on them, and therefore makes no representations regarding the accuracy or suitability of the information, services, or products described on them. You are advised to make your own enquiries in relation to third parties described or linked on this website.

 

Accessibility Statement

Reflecting Macquarie Group's ongoing commitment to diversity, equity and inclusion (DEI), we are taking action to enhance the inclusiveness of the digital experiences we provide to our people and our clients, by conforming our websites, applications and portals over time to the design requirements recommended under the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA.

Trade Marks and Copyright

The Macquarie name and Holey Dollar device are registered trade marks owned by Macquarie Group Limited. Nothing on this website should be construed as granting any licence or right to use any trade mark without prior written consent.

Macquarie Group is either the owner or licensed user of the copyright in the material on this website. You may not reproduce, adapt, upload, link, frame, broadcast, distribute or in any way transmit the material on this website without the written consent of Macquarie Group, other than to the extent necessary to view the material or as permitted by law.

You must not use any material on this website for commercial purposes without Macquarie Group’s prior written consent, including but not limited to linking to this website in a way that suggests endorsement or association with Macquarie Group. Macquarie Group reserves the right to take appropriate action in respect of any unauthorised use of its intellectual property. All rights not expressly granted are reserved.

 

Privacy

When interacting with this website, you will be sharing your personal information Macquarie Group. Please read the Macquarie Group Privacy Policy to understand how your personal information will be treated by Macquarie Group.

Fraud

Macquarie Group is committed to providing the highest quality of financial services within a trusted environment. Please read the security threats page for more information.