Car loans with extra benefits

A car loan quote in under a minute

By understanding your circumstances, we can customise an obligation free quote for you in under 60 seconds1.

Get your quote now

Secured car loans for new and used cars


  • Borrow from $10,000 to up to $250,000.
  • Loan terms of 1 to 7 years.
  • Flexible payment options available, fortnightly or monthly.
  • $520.00 establishment fee and $8.25 monthly account keeping fee.
  • Finance your stamp duty and avoid the upfront costs.


  • Earn 1 Qantas Point for every dollar financed up to 100,000 points.2 See where your points can take you.
  • When purchasing a new car, take advantage of our car buying service, Macquarie Vehicle Select3.
  • Online account management with YourLease.

Apply now

  • Get a tailored quote instantly and apply online1.
  • We provide a comprehensive and personalised service, from quote to settlement.
  • We will organise all the documentation and liaise with the seller on your behalf.

See how we tailor our service for you

More than just car financing

Macquarie Vehicle Select is our car buying service, where we work with you to find, compare and buy your next car, saving you time.

Our team of car buying specialists negotiate hundreds of car deals a month, regularly saving our clients thousands of dollars off the recommended retail drive-away price. They also handle trade-ins, saving clients even more effort and time.4

Secured loans for used cars

Used cars purchased privately are often financed through unsecured loans, which can be expensive.

With our secured loans we acknowledge your car as an asset that becomes security for the loan. Secured loans generally have a lower interest rate and this may reduce your repayment amount and overall cost.

Call us on 1800 100 152 or get a quote

Ways we help you:

Guiding you through the process

Buying a used car from a private seller can sometimes seem risky. We can help to make the process less daunting by:

  • requesting photos of the car and recording its Vehicle Identification Number (VIN) and engine number
  • checking the title on the car
  • collecting a copy of the registration papers.
Saving you time and effort

Our team of specialists will:

  • contact the seller to arrange the required documents for sale
  • obtain the sellers payment details
  • make a direct payment to the private seller or their financier.

More than just car financing

As a Macquarie client, your loan information is at your fingertips with YourLease.

Nearing the end of your existing car loan? We can help.

Call us on 1800 100 152 about refinancing your car with a tailored Macquarie loan.



Your contract information is at your fingertips with YourLease. Keep up to date and manage your details online.

  • View your payment history
  • Download forms and documents
  • Update your direct debit details
  • Help and FAQ’s
Log in


Don’t want to pay out your contract all at once? You may be able to refinance your loan with us and keep your current repayment schedule. Call us on 1800 100 152.

Earn Qantas Points with every dollar financed

$1 financed = 1 Qantas Point2
Up to a maximum of 100,000 points

When you finance your car directly with Macquarie, every dollar counts2, and your Qantas Points are available as soon as you settle your car loan.

You have the freedom to redeem your Qantas Points for Classic Flight Rewards^, Classic Upgrade Rewards#, and a range of merchandise and gift cards from the online Qantas Store&. Enquire now about Qantas Points

Calculate how far you can go.

Loan amount
Qantas Points earned with your car loan


[[reward.points|mqFractionlessCurrency:'']] points


Want to know more?

Whether you’re leasing, buying or looking for a loan, we have a range of useful tips and articles to help you buy your next car with confidence.

Why choose Macquarie?

Quality service

Our service is informed, friendly, professional and reliable.

A better way to bank

Discover innovative financial solutions across our products to plan, build, manage and protect your wealth.

More opportunities

Our experts can create financial opportunities for you across local and global networks.