A property loan to help you retire

Rate applies to principal and interest loans.
6.00% pa
Variable rate
6.03% pa
Comparison rate*
Enquire now

SMSF Property Loan

Tailor made for self-managed super funds (SMSFs), this residential property home loan is high on features and low on fees.

Tailored for SMSF investors

Benefit from our experience in helping people own property within their SMSF.

Competitive interest rates

Choose variable, fixed, or a combination of both.

Borrow up to 70%

Borrow up to $1,000,000 (70%) of a residential investment property purchased through a SMSF.

Current interest rate

Rate applies to principal and interest loans.

6.00% pa
Variable rate
6.03% pa
Comparison rate*

 Rate applies to new loans when you borrow up to 70% of the property with a principal and interest repayment variable loan. Subject to change without notice.

* The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

More information

Simple fee structure

No monthly fees or guarantor fees. Other fees may apply.

‘Borrowing for super’ guide

Useful information to help you make the right decision.

Qualification criteria

Available to SMSFs with a minimum of $250,000 in net assets.

Fixed establishment fees

Fixed $500 application fee and $1,430 solicitor’s fee. Fees are subject to change.

Digital banking designed for you

A smarter, simpler banking experience

Stay on top of your finances better than ever before with our cutting-edge digital banking tools that do the thinking for you.

Future-driven features

Discover better ways to bank with our state-of-the art features. Search your transactions using everyday language, upload receipts, pinpoint the exact location of a purchase, and more.

Do it all in one place

You can do a whole lot more than view transactions using Macquarie online and mobile banking. Manage every aspect of your money, from tracking your spending to creating monthly budgets.

You’re always in control

Manage your money how you want, when you want. Use our app to upload receipts, receive spending notifications, and lock your cards, all from the palm of your hand. 

Macquarie says hello to Apple Pay

A smarter way to pay

We're excited to tell you that Apple Pay is now available on all Macquarie debit and credit cards. It is an easy and secure way to make payments instore, in apps and on the web with Safari on your Apple device.

Request a call