Should I refinance my home loan?

The refinance calculator lets you see how much you could save with different loan scenarios. Use it to help determine whether the home loan you have is the best solution for your circumstances or whether you should refinance.

How the refinance calculator works

The calculator requires you to enter your loan amount, term length, and repayment frequency. You can then enter the different rates and fees for the two loans you are comparing. The calculator will tell you which loan will save you money and by how much. It will also show you the repayment amounts for both loans, through to the end of the term. A lower interest rate, even of just half of a percent, can reduce the total amount paid over the full term of a home loan.


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