How much will I save if I make extra repayments?

You can take years off your loan term by making regular payments above the minimum amount required. Use the calculator to see how much faster you can pay off your loan and how much interest you might save.

Advantages of extra repayments

The easiest way to reduce the interest you’ll pay is to make extra repayments on your home loan. A variable rate loan allows you to make extra repayments without incurring a penalty fee. A popular strategy is to keep your repayments the same when interest rates go down. This way you can lower the balance on your loan without extra effort.


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