Great news! We're passing on the full RBA rate cut to our clients, reducing our variable home loan rates by 0.25%. Effective for existing clients from 21 June 2019. It's never been a better time to bank with Macquarie.

Basic home loan

A low rate home loan with no application or account management fees.

I bank with Macquarie

Macquarie Basic Home Loan

A home loan built on value
Ideal for first-home buyers, refinancers or investors

$0 redraw

When you redraw from your loan using online banking.

Up to 6 loan accounts

Create up to six loan accounts with different rate and repayment types.

Credit cards

Waived annual fee for credit cards for the first year.

Digital tools to help you save smarter

Manage every aspect of your money, from tracking your spending to creating monthly budgets.

Earn Qantas Points1

Opt in to receive Qantas Points (different rates may apply)

Points calculator

Rates and fees

Complete transparency

Rates starting from

Owner occupier

3.44% pa
Variable rate
3.44% pa
Comparison rate*


3.74% pa
Variable rate
3.74% pa
Comparison rate*

Establishment fee


Monthly fee


Annual fee


Other fees may apply.

The Macquarie Difference

Your journey starts here

Travel smarter

Flexible home loan options

Looking for features like fixed rates or offset accounts?

Macquarie Marketplace

Speak to a home loan specialist

If you'd like more information about our home loans, we're here to help.

Talk to us today

13 62 27

Are you an existing customer? Call 1800 007 722

First home buyers



Investing in property