Retirement Planning & Superannuation Advice Australia

Create the life you want to live

Advice specialties

Be ready for one of the most important times of your life

It is never too early or too late to start planning for your retirement. Macquarie's highly experienced advisers will help you get on the right track.

Our focus is on providing quality advice that is tailored to each client's individual circumstances and goals, supported by outstanding service.

We take the time to gain a deep understanding of your personal goals. Our solutions are based on in-depth economic and market analysis – so you can make informed decisions for the most important time of your life.

Client scenario: Superannuation strategy for retirement

Beth and Craig, both in their early 60s, were planning to retire before they turned 65. They owned their home and a few other properties, but were uncertain whether relying on their property investments for retirement was the best solution.

The client's journey is about finding a strategy that works for them. They want to build a long-lasting relationship supported by open communication about the activity that is being carried out.

Greg, Wealth Adviser

Meet

Greg, a Macquarie adviser, met the couple to discuss their financial needs and goals. Protecting their capital was important, so Greg created a plan to safeguard their wealth.

Plan

With the advice and guidance of Greg, by selling a percentage of their investments and moving the capital into a self managed superannuation fund (SMSF), the couple were able to accumulate wealth in their SMSF until they retired. They were also able to maximise their super contributions before they turned 65.

Empower

Beth and Craig previously believed that holding onto their property until, or even after, they retired was the most lucrative option. Greg helped them with a financial plan which is helping them to protect and grow their wealth, as they get closer to retirement.

Put the super back in superannuation

Superannuation can become the largest asset you own if managed well. A self managed superannuation fund (SMSF) can help you take control of your accumulating wealth. Macquarie has been servicing SMSFs for over 20 years with technical and investment expertise.

With a wide range of investment classes, Macquarie helps you to create, manage and grow your wealth in one convenient place.

Client scenario: Consolidating super accounts with your family

Samantha was recently promoted to director at her firm. She was earning a much higher income but did not have a plan to make the most of for her growing finances. She wanted a low to medium risk avenue to invest and save her money.

A self managed super fund is available for up to four members and can be effective in building wealth for families. Not many people are aware of that.

Jeffrey, Senior Wealth Adviser

Meet

Jeffrey, a Macquarie adviser, discovered that Samantha and her husband had separate superannuation accounts. After meeting with both of them to discuss their goals and objectives, Jeffrey suggested combining their super into one SMSF.

Plan

Samantha's husband had a greater appetite for risk. To accommodate both parties, Jeffrey set up two pro-rata accounts with a combination of shares, property, bonds and cash within one fund. This allowed them to see how well they were doing individually and together.

Empower

An SMSF was not something Samantha would have previously considered at her age. With greater flexibility and potential returns, Samantha was comfortable knowing that her finances were working for her.

Take the first step to planning your financial future

Before meeting a financial adviser: Planning for your future doesn’t have to be a daunting experience. To begin with, think about your short, medium and long-term lifestyle and financial goals, and collate information that relates to your existing financial position.

I'm ready. What's next?: To discuss your financial future, book an obligation-free first consultation.

Be Super smart.
But super quick.

The Government’s superannuation reforms take effect on 1 July 2017. To help you make sense of the changes and plan for the future with confidence, read our guide to the major reforms and how they affect before and after-tax contributions.

Find out more

Macquarie advisers across Australia

Our locations

1 Shelley Street, Sydney NSW 2000

Opening Hours: Monday – Friday
8am – 5pm

Phone: +61 2 8232 1679

Fax: +61 2 8232 4055

Level 1, 60 The Corso, Manly NSW 2095

Opening Hours: Monday – Friday
8am – 5pm

Phone: +61 2 9425 6000

Fax: +61 2 9425 6066

Level 7, Canberra House, 40 Marcus Clarke Street, Canberra ACT 2600

Opening Hours: Monday – Friday
8am – 6pm

Phone: +61 2 6103 3100

Fax: +61 2 6103 3133

Level 23, 101 Collins Street, Melbourne VIC 3000

Opening Hours: Monday – Friday
8:30am – 5pm

Phone: +61 3 9635 8383

Fax: +61 3 9635 8326

Level 7, 825 Ann Street, Fortitude Valley QLD 4006

Opening Hours: Monday – Friday
8am – 5pm

Phone: +61 7 3233 5888

Fax: +61 7 3233 5999

Level 10, Niecon Tower, 19 Victoria Avenue, Broadbeach Mall, Broadbeach QLD 4218

Opening Hours: Monday – Friday
8am – 5pm

Phone: +61 7 5509 1444

Fax: +61 7 5509 1414

Level 4, 235 St Georges Terrace, Perth WA 6000

Opening Hours: Monday – Friday
8am – 6pm

Phone: +61 8 9224 0888

Fax: +61 8 9224 0895

Level 2, 151 Pirie Street, Adelaide SA 5000

Opening Hours: Monday – Friday
8am – 6pm

Phone: +61 8 8203 0200

Fax: +61 8 8203 0392

Welcome to Macquarie – Sydney

Global expertise, local service

Everything we do at Macquarie is done with a focus on delivering quality advice and outstanding service to our clients. We have an expert team of advisers, researchers, analysts and technical specialists who share information and insights, so that every client across the country has access to the best Macquarie has to offer.

Macquarie's Shelley Street office, a 6 Star Green Star rated building, has a dedicated team of professionals working across wealth management, superannuation, retirement planning, insurance and investing.