Protect what's important to you
Life insurance
Keep your finances secure with an insurance solution catered to your specific needs, so you have peace of mind when unexpected injury, illness or worse occurs.
Don’t get left without protection
No one plans to get hurt or sick, but you can't predict the future - the best you can do is prepare for it.
If you get seriously injured or ill, you’ll need to be able to cover your family’s day-to-day expenses while you’re unable to work as well as any extra costs associated with your recovery.
When you eventually pass away, you’ll want to set your family up for financial success by covering any debts like a mortgage or credit cards and having a nest egg ready for your loved ones.
Not having the right cover could mean
- Not being able to pay school fees or the mortgage if you can't work for an extended period of time.
- Not having enough time to recover from accident or serious illness because you need to return to work.
- Having to sell the family home or other assets if you become seriously ill, disabled or pass away.
Let a Macquarie risk specialist review your financial situation today and advise the best insurance solution for your personal circumstance. Our Advice team are well equipped to build a policy for your complex needs, taking into account your and your family’s goals and aspirations.
You need protection at any stage of life
Young and independent
Young families
Growing families
Starting to think about retirement
Why would I need insurance at my age?
It's great to be young and adventurous and taking on many new exciting experiences. While you're discovering yourself and what you want to do with your life, it's beneficial to keep your finances in mind to protect your future.
Whether you're studying or at the start of your career, you're less likely to have assets to draw on to support you if you're temporarily unable to work because of a serious injury or illness. Medical expenses can be costly, and paired with the loss of an income, you could struggle to pay rent or save towards your future home.
Why would I need insurance at my age?
At this time in your life you may find that you and your family are a bit stretched financially, from covering expenses related to your first home to school fees and the costs of owning pets.
Now you are living as a family, one of your main priorities should be to ensure you have adequate cover of your finances. If you become ill or injured, your family may suddenly be affected by expenses due to the loss of income during recovery.
Why would I need insurance at my age?
At this time in your life you may have taken steps to secure your financial future. Now that you are feeling financially secure, you may not believe life insurance is necessary.
However, at this stage of your life, you're actually at a high risk for a serious injury or illness which could significantly damage your nest egg if you don't have the right cover. If you become ill or injured (or worse), your family may suddenly be affected by significant expenses and the loss of income associated with recovery.
Why would I need insurance at my age?
As you think about transitioning to retirement, you want to plan on doing the things you enjoy instead of worrying about your finances.
Now is a key time to ensure you are covered so that all you've worked for in your life is secure and passed on to your loved ones.
A strong life insurance policy will protect your wealth and assets and will support your family if you suffer from a serious illness or death. Your cover can prevent your family from having to sell your home and other assets to pay high medical expenses that may be associated with serious conditions that may develop in the later stage of your life.
In all these cases, insurance is the best way to cover yourself in case the unexpected happens. It’s good to be prepared, so call Macquarie’s advice specialists today to discuss which policy can best protect your financial wellbeing.
Find out how we can help
If you'd like to hear about your insurance options, call us on 1800 789 789 today.
Would you like to know more?
Whether you are new to selecting insurance or looking for better cover, we have a range of useful tips and articles to help you confidently select a policy to suit your needs.
Transfer of Macquarie Life policies to Zurich
All Macquarie Life risk insurance products and policies were successfully transferred to Zurich. This means that Zurich now issues the former Macquarie Life risk insurance products – Active, FutureWise and Sumo – and administers all risk insurance policies that were previously issued by Macquarie Life.
All former Macquarie Life risk policy holders can contact Zurich on 1800 005 057 for information on their risk policies.
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