Take off sooner with Qantas Points

Receive 20,000 bonus Qantas Points

Apply and be approved for the Macquarie Platinum Card with Qantas Rewards and you'll receive 20,000 bonus Qantas Points* when you spend $2,000 on eligible purchases within 60 days of approval.

This offer is not available to applicants who have a credit card as part of a home loan package.

Apply now
Take off sooner with Qantas Points

What does this credit card offer?

Up to
Qantas Point1 per $1 spent on eligible purchases
international purchase fees8
Primary Cardholder annual fee2

Simplify your finances, and you could save.

When you open your account and transfer your other credit card balances to the Macquarie Platinum Card, you will receive a balance transfer rate of 0% pa for 14 months from credit card approval.

Travel and purchase with confidence.

When you pay using your Macquarie Platinum Card, you will receive:

  • Overseas Travel Insurance for you, your spouse and any dependent children
  • Interstate Flight Inconvenience Insurance to cover meals or clothing depending on delay
  • Extended Warranty Insurance on your purchases. Limitations and exclusions apply.

Find out more on insurance benefits and insurance terms and conditions.

As a Platinum cardholder, enjoy around-the-clock 24/7 Concierge Service.

Whether it's organising a flight or tickets to a game, professional assistance is available whenever you want it.

Give your loved ones an annual fee-free credit card.

Choose up to 4 additional Macquarie Platinum Cards for your family and friends.

Earn Qantas Points on your everyday purchases.

You will earn 1 Qantas Point per $1 spent on eligible purchases on up to $1,000 spend per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases for the remainder of that statement period1.

You can also earn an additional 1 Qantas Point on selected Qantas products and services7.

Buy with confidence.

All our Visa cardholders are protected by Visa's Zero Liability5 policy. With 24/7 online account monitoring, your card provides advanced fraud protection.

Rates, fees, charges and benefits for this credit card:

  • $99 Primary Cardholder annual fee2
  • $0 international purchase fees8
  • Up to 4 additional cards, annual fee-free
  • 0% pa balance transfer for 14 months from credit card approval3
  • Up to 55 days interest free on purchases6
  • 20.70% pa standard interest rate on purchases
  • 20.70% pa standard interest rate on cash advances.

For more information, see fees and rates and international transaction fees.

Macquarie Qantas Rewards

Qantas Frequent Flyer Rewards

$1 spent on eligible purchases = 1 Qantas Point1 up to $1,000 spend per statement period
$1 spent on eligible purchases = 0.5 Qantas Points1 thereafter per statement period
$1 spent on Qantas products and services = additional 1 Qantas Point6

Watch your Qantas Points grow with Platinum

Is this the credit card for you?


To be eligible for the Macquarie Platinum Card, you:

  • are 18 years old or over
  • are a permanent resident of Australia
  • have a good credit rating
  • must earn a minimum taxable income of $50,000 per annum.
First steps

To complete the application you will also need details of your:

  • gross annual salary
  • monthly expenses
  • current employer (address and phone number)
  • accountant (if self-employed/retired)
  • Australian driver's licence number (if you have one).

Macquarie says hello to Apple Pay

A smarter way to pay

We're excited to tell you that Apple Pay is now available on all Macquarie debit and credit cards. It is an easy and secure way to make payments instore, in apps and on the web with Safari on your Apple device.

Credit cards made easy

Need clarity on balance transfers, credit card rates and fees, security features, online account self-management or rewards programs?

Why choose Macquarie?

Quality service
Our service is informed, friendly, professional and reliable.
A better way to bank
Discover innovative financial solutions across our products to plan, build, manage and protect your wealth.
More opportunities
Our experts create financial opportunities for you across local and global networks.

Smarter features.
Smarter banking.

A mobile banking app to help you manage your finances whenever, wherever.

Download now

Apple App Store
Google Play

Learn more about our digital journey