Simplify your finances with one special low rate

Receive 40,000 bonus Macquarie Reward points


Apply and be approved for the Macquarie Platinum Card with Macquarie Rewards and you'll receive 40,000 bonus Macquarie Reward points* when you spend $2,000 on eligible purchases within 60 days of approval.

 

Apply now
Macquarie Visa Platinum Card with Balance Transfer offer

What does this credit card offer?

0
%
pa balance transfer for 14 months from credit card approval1
Up to 4 additional cardholders with no annual fee2
Earn
1.25
Macquarie Reward points per $1 spent3

Manage your cash flow.

Take advantage of up to 55 days interest free on purchases4.

Travel and purchase with confidence.

When you pay using your Macquarie Platinum Card, you will receive:

  • Overseas Travel Insurance for you, your spouse and any dependent children
  • Interstate Flight Inconvenience Insurance to cover meals or clothing depending on delay
  • Extended Warranty Insurance on your purchases. Limitations and exclusions apply.

Find out more on insurance benefits and insurance terms and conditions.

As a Platinum cardholder, enjoy around-the-clock 24/7 Concierge Service.

Whether it's organising a flight or tickets to a game, professional assistance is available whenever you want it.

Give your loved ones an annual fee-free credit card.

Choose up to 4 additional Macquarie Platinum Cards for your family and friends.

Enjoy exclusive events like a star.

From sports to entertainment, enjoy exclusive ticket pre-sales to sought-after events with your Macquarie Platinum Card, and gain access to exclusive offers on music, movies, theatre and home entertainment with Visa Entertainment.

Buy with confidence.

All our Visa cardholders are protected by Visa's Zero Liability6 policy. With 24/7 online account monitoring, your card provides advanced fraud protection.

Rates, fees, charges and benefits for this credit card:

  • $99 first year primary cardholder annual fee then $199 ongoing
  • Up to 4 additional cards, annual fee-free
  • 0% pa balance transfer for 14 months from card approval1
  • Up to 55 days interest free on purchases4
  • 20.70% pa standard interest rate on purchases
  • 21.95% pa standard interest rate on cash advances

For more information, see fees and rates and international transaction fees.

Macquarie Rewards

Your choice of Rewards Programs

Enjoy the indulgence of choice

$1 spent on eligible purchases = 1.25 Macquarie Reward points3

Balance Transfer calculator

Credit card details

Current balance
Current interest rate

Savings

$
savings over 14 months

Is this the credit card for you?


Eligibility

To be eligible for the Macquarie Platinum Card, you:

  • are 18 years old or over
  • are a permanent resident of Australia
  • have a good credit rating
  • must earn a minimum taxable income of $50,000 per annum.
First steps

To complete the application, you will also need details of your:

  • gross annual salary
  • monthly expenses
  • current employer (address and phone number)
  • accountant (if self-employed/retired)
  • Australian driver's licence number (if you have one).

Macquarie says hello to Apple Pay

A smarter way to pay

We're excited to tell you that Apple Pay is now available on all Macquarie debit and credit cards. It is an easy and secure way to make payments instore, in apps and on the web with Safari on your Apple device.

Credit cards made easy


Need clarity on balance transfers, credit card rates and fees, security features, online account self-management or rewards programs?

Why choose Macquarie?


Quality service
Our service is informed, friendly, professional and reliable.
A better way to bank
Discover innovative financial solutions across our products to plan, build, manage and protect your wealth.
More opportunities
Our experts create financial opportunities for you across local and global networks.

Smarter features.
Smarter banking.

A mobile banking app to help you manage your finances whenever, wherever.

Download now

Apple App Store
Google Play

Learn more about our digital journey

Macquarie Bank Limited ABN 46 008 583 542 AFSL & Australian Credit Licence 237502 (MBL). All applications are subject to Macquarie’s standard credit approval criteria.