Using your credit card while travelling


Find out the best ways to manage expenses while travelling

Credit cards provide an easy and convenient way to pay for just about anything when you’re travelling. Credit cards such as Visa are accepted in over 200 countries, at over 30 million merchants and two million ATMs. A rewards credit card can also turn holiday spending into your next holiday’s treats. 

Credit card security

Using a credit card when travelling can give you added peace of mind. Unlike cash, if your card is lost or stolen, your provider can easily assist.

Banking security

Be aware when using ATMs overseas. It’s best to stick to ATMs that are located within banks. You should also avoid accessing your account via online banking on public computers in case security is jeopardised. Should unauthorised purchases be made on your card, Visa protects you with its Zero Liability policy1. Before going overseas, check that your card is protected against fraud with 24/7 account monitoring.

Tips for travellers

Follow these handy tips to help you get the most out of your travel:

  • Before you leave, notify your card issuer of your travel dates and locations so they will expect the international transactions on your card
  • It is worth considering if your credit limit is appropriate for your travel plans before you depart
  • It’s also a good idea to review any credit card travel insurance policies before your trip. For additional cover, speak to your travel provider
  • Even if you’re a seasoned traveller, be sure to check the Australian Government’s Smart Traveller website for the most up to date international travel information and warnings.
Credit cards provide the easiest and most convenient way to pay for things when you’re travelling

Credit Card Insurance

When you’re faced with travel inconveniences and emergencies, your credit card’s complimentary insurances could save the day. Certain cards, such as the Macquarie Black Card and the Macquarie Platinum Card offer cardholders overseas travel insurance, interstate flight inconvenience and other cover2. If you’re not sure what’s covered with your credit card and the eligibility rules, check with Macquarie.

24/7 Concierge Service from your card

Macquarie Black and Platinum cardholders can have complimentary access to a concierge service. Whether it’s arranging a flight to Paris, getting tickets to a test match or suggesting a business meeting venue, 24/7 Concierge Service can assist and is only a phone call away. Simply call +61 2 9273 2705 and quote your Macquarie credit card number.

Travel rewards

Make every dollar count with travel rewards points. Some credit cards are linked with frequent flyer or hotel programs so you can earn points towards your next flight, hotel stay and other valuable rewards.

Who should I contact if my Macquarie card is lost or stolen?

If your Macquarie card is lost or stolen, please contact us immediately (24 hours a day, seven days a week) on 1300 150 300 or, if you are calling from overseas, on +61 2 8232 1684.

Macquarie offfers a number of credit cards with travel rewards where you can redeem points towards your next holiday: the Macquarie Black Card with Macquarie Rewards3, the Macquarie Black Card with Qantas Rewards4, the Macquarie Platinum Card with Macquarie Rewards3 and the Macquarie Platinum Card with Qantas Rewards4 which turns everyday spending into unforgettable travel experiences.

To make the most of your travel experiences with your credit card, apply now or speak with a credit card specialist on 1300 150 300, 24 hours a day, seven days a week.

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Macquarie says hello to Apple Pay

A smarter way to pay

We're excited to tell you that Apple Pay is now available on all Macquarie debit and credit cards. It is an easy and secure way to make payments instore, in apps and on the web with Safari on your Apple device.

Macquarie Bank Limited ABN 46 008 583 542 AFSL & Australian Credit Licence 237502 (MBL). All applications are subject to Macquarie's standard credit approval criteria. Before acting on this information, you must consider its appropriateness having regard to your own objectives, financial situation and needs. You should obtain independent financial, legal and taxation advice.

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