Credit card FAQs: Using your card

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Here’s a few things that you should know about using your Macquarie credit card


Where can I use my Macquarie credit card?

You can use your credit card wherever Visa is accepted. Visa cards are accepted worldwide at 30 million merchants, 2 million ATMs and in 200 countries.  

Can I use my card to make purchases online?

Yes, your card can be used to make purchases online. As an added feature, all Macquarie cards come with our Zero Liability1 promise to cover all your online transactions against unauthorised or fraudulent internet purchases.

Can I use my card at ATMs?

Yes, by entering your four digit PIN, you can withdraw cash at any ATM where the Visa, Maestro or Cirrus symbol is displayed. You can use your card at more than one million ATMs worldwide. Note that the ATM provider may charge you a fee.

Can I use my card overseas?

Yes, you can use your card overseas wherever Visa is accepted. Ensure that you call us before you depart on 1300 150 300 and notify us of your travel dates and the countries you will be visiting so that we will expect the international transactions on your card. Carry a separate record of your card details and your bank’s emergency contact information in a safe place. International transaction fees apply.

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Macquarie says hello to Apple Pay

A smarter way to pay

We're excited to tell you that Apple Pay is now available on all Macquarie debit and credit cards. It is an easy and secure way to make payments instore, in apps and on the web with Safari on your Apple device.

Macquarie Bank Limited ABN 46 008 583 542 AFSL & Australian Credit Licence 237502 (MBL). All applications are subject to Macquarie's standard credit approval criteria. Before acting on this information, you must consider its appropriateness having regard to your own objectives, financial situation and needs. You should obtain independent financial, legal and taxation advice.

Apple, the Apple logo, Apple Pay, Apple Watch, iPhone and Touch ID are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.