Credit card FAQs: Visa payWave

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A few things to know about using contactless technology with your card


Visa payWave contactless payment technology is an innovative payment method that all Macquarie credit cardholders and Hilton Honors Macquarie Platinum cardholders can enjoy.

What is contactless payment technology?

Contactless payment technology removes the need for a signature, PIN or loose change, providing you with greater speed and minimum hassle when making payments.

Just hold your Macquarie credit card or Hilton Honors Macquarie Platinum Card in front of a Visa payWave or other contactless card reader to pay for your purchases.

Are there limits as to the size and number of transactions that can be conducted using this contactless technology?

The maximum limit may differ at different merchants, but usually, in Australia, you can make contactless purchases when you spend under $100 in a single transaction. For purchases over $100, you can still use the contactless feature on your card, however you will also need to enter you card PIN in order to complete the transaction.

Is there an increased risk of fraud as no signature or PIN is required?

The technology offers you greater security as the card never leaves your hands when making a transaction, thereby reducing the opportunity for your card details to be copied or compromised.

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Macquarie says hello to Apple Pay

A smarter way to pay

We're excited to tell you that Apple Pay is now available on all Macquarie debit and credit cards. It is an easy and secure way to make payments instore, in apps and on the web with Safari on your Apple device.

Macquarie Bank Limited ABN 46 008 583 542 AFSL & Australian Credit Licence 237502 (MBL). All applications are subject to Macquarie's standard credit approval criteria. Before acting on this information, you must consider its appropriateness having regard to your own objectives, financial situation and needs. You should obtain independent financial, legal and taxation advice.

Apple, the Apple logo, Apple Pay, Apple Watch, iPhone and Touch ID are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.