Rewarding Qantas Points

Receive 20,000 bonus Qantas Points

Apply and be approved for the Macquarie Black Card with Qantas Rewards and you'll receive 20,000 bonus Qantas Points* when you spend $2,000 on eligible purchases within 60 days of approval.

This offer is not available to applicants who have a credit card as part of a home loan package.

Apply now

What does this credit card offer?

Up to
Qantas Point on eligible purchases1
international purchase fees 9
Primary Cardholder annual fee2

Simplify your finances, and you could save.

When you open your account and transfer your other credit card balances to the Macquarie Black, you will receive a balance transfer rate of 0% pa for 14 months from credit card approval. Enjoy peace of mind knowing that all your balances are in one place, at one special low rate.

Travel and purchase with confidence.

When you pay using your Macquarie Black Card, you will receive:

  • Overseas Travel Insurance for you, your spouse and any dependent children
  • Interstate Flight Inconvenience Insurance to cover meals or clothing depending on delay
  • Extended Warranty Insurance on your purchases.

Find out more on Macquarie Black Card insurance benefits and insurance terms and conditions.

As a Black cardholder, enjoy around-the-clock 24/7 Concierge Service.

Whether it's organising a flight or tickets to a game, professional assistance is available whenever you want it.

Buy with confidence.

All our Visa cardholders are protected by Visa's Zero Liability7 policy. With 24/7 online account monitoring, your card provides advanced fraud protection.

Arrival services

Your Airport Concierge will be waiting for you when you land and will assist you with all aspects of the arrival process from your plane to your driver.

Departure services

Your Airport Concierge will meet you and help with all aspects of departure services through the airport and escort you to the flight departure gate. Expedited transfer through immigration and security is provided where available. Call +61 2 9273 2705 before your next trip to find out whether expedited transfer through immigration is available, get a quote and book your Airport Concierge. Service charges apply.

Give your loved ones an annual fee-free credit card.

Choose up to 4 additional Macquarie Black Cards for your family and friends.

Earn Qantas Points on your everyday purchases.

You will earn 1 Qantas Point per $1 spent on eligible purchases on up to $4,000 spend per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases for the remainder of that statement period with no points cap1.

You can also earn an additional 1 Qantas Point on selected Qantas products and services6.

Whether you want to arrive at the airport in style or need to get to a restaurant for that special occasion, book a limousine transfer with our 24/7 Concierge Service on +61 2 9273 2705 and you’ll receive 20% off your booking, up to $100 in discounts per year.

From business trips to Singapore or family holidays to Bali, access over 750 airport lounges around the world, regardless of class of travel or airline you’re flying.

Call our 24/7 Concierge Service on +61 2 9273 2705 to find out what lounges are available for your next trip and get a quote for access for you and your family. Service charges apply, excludes airport lounges in Australia.

Rates, fees, charges and benefits for this credit card:

  • $149 Primary Cardholder annual fee2
  • $0 international transaction fees 9
  • Up to 4 additional cards, with no annual fee
  • 0% pa balance transfer for 14 months from card approval3
  • Up to 55 days interest free on purchases5
  • 20.70% pa standard interest rate on purchases
  • 20.70% pa standard interest rate on cash advances.

For more information, see fees and rates and international transaction fees.

Macquarie Qantas Rewards

Qantas Frequent Flyer Rewards

Enjoy the indulgence of choice

$1 spent on eligible purchases = 1 Qantas Point1 up to $4,000 spend per statement period
$1 spent on eligible purchases = 0.5 Qantas Points1 thereafter per statement period
$1 spent on Qantas products and services = additional 1 Qantas Point6

Watch your Qantas Points grow with Black.

Is this the credit card for you?


To be eligible for the Macquarie Black Card, you:

  • are 18 years old or over
  • are a permanent resident of Australia
  • have a good credit rating
  • must earn a minimum taxable income of $70,000 per annum.
First steps

To complete the application, you will also need details of your:

  • gross annual salary
  • monthly expenses
  • current employer (address and phone number)
  • accountant (if self-employed/retired)
  • Australian driver's licence number (if you have one).