Car loans

Flexible finance solutions, expert advice and car-buying specialists, all in one place.

 

More than just a car loan

Calculate your repayments

Use the tools below to discover your rate and see your repayments.

Get pre-approved

Submit your application online or give us a call.

Find the right car

Our car-buying specialists can help negotiate a great deal.

Drive away

We'll settle the payment and then you can drive away.

 

Discover your rate~

Looking for a

New car
Used car

Planning on buying from?

A dealership
A private seller

Do you own a home (incl. mortgaged properties)?

Yes
No
 

Used car - private seller - not a home owner

9.81%pa
Interest rate~
11.11%pa
Comparison rate*

Based on your selections, these indicative rates are available for cars aged between 2 to 3 years, on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.


Want to see what your repayments could be?

Calculate your repayments

Make an enquiry

Buying from a private seller? We can get you on the road, sooner

It can take forever to gather, provide and verify the information needed to secure private financing.

We offer a secure digital solution that helps streamline the process, so you can hit the road, sooner.

New car / home owner

6.42%pa
Interest rate~
7.72%pa
Comparison rate*

Based on your selections, these indicative rates are available on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.


Want to see what your repayments could be?

Calculate your repayments

Make an enquiry

Don’t like negotiating?
We can do it for you

Take the stress out of negotiating, with Macquarie Vehicle Select^ our free car-buying service. Our experienced team of car specialists can negotiate a great deal on your behalf, book test drives and get your trade-in valued. We’ll even deliver your new car, fuelled up and ready to go.|

New car - not a home owner

8.14%pa
Interest rate~
9.44%pa
Comparison rate*

Based on your selections, these indicative rates are available on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.


Want to see what your repayments could be?

Calculate your repayments

Make an enquiry

Don’t like negotiating?
We can do it for you

Take the stress out of negotiating, with Macquarie Vehicle Select^ our free car-buying service. Our experienced team of car specialists can negotiate a great deal on your behalf, book test drives and get your trade-in valued. We’ll even deliver your new car, fuelled up and ready to go.|

Used car - private seller - home owner

7.72%pa
Interest rate~
9.02%pa
Comparison rate*

Based on your selections, these indicative rates are available for cars aged between 2 to 3 years, on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.


Want to see what your repayments could be?

Calculate your repayments

Make an enquiry

Buying from a private seller? We can get you on the road, sooner

It can take forever to gather, provide and verify the information needed to secure private financing.

We offer a secure digital solution that helps streamline the process, so you can hit the road, sooner.

Used car - dealership - not a home owner

9.01%pa
Interest rate~
10.31%pa
Comparison rate*

Based on your selections, these indicative rates are available for cars aged between 2 to 3 years, on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.


Want to see what your repayments could be?

Calculate your repayments

Make an enquiry

The Macquarie difference

With Macquarie, a dedicated car-buying and financing expert will be with you every step of the way. We can help find your car, offer flexible finance solutions and negotiate a great deal through our extensive dealer network.

Buy with confidence

We'll help work out how much you can borrow and discuss your finance options, so you can buy with confidence.

Save time and effort

Take the time and hassle out of car buying. We can help you through the car finance process, trade in your old car and organise your paperwork.

Used car / dealership / home owner

6.92%pa
Interest rate~
8.22%pa
Comparison rate*

Based on your selections, these indicative rates are available for cars aged between 2 to 3 years, on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.


Want to see what your repayments could be?

Calculate your repayments

Make an enquiry

The Macquarie difference

With Macquarie, a dedicated car-buying and financing expert will be with you every step of the way. We can help find your car, offer flexible finance solutions and negotiate a great deal through our extensive dealer network.

Buy with confidence

We'll help work out how much you can borrow and discuss your finance options, so you can buy with confidence.

Save time and effort

Take the time and hassle out of car buying. We can help you through the car finance process, trade in your old car and organise your paperwork.

Existing customers

Manage your account

With YourLease, you can access and manage your car loan account details online anytime, anywhere.

Log in to YourLease to:

  • get your payout figure
  • manage upcoming payments
  • request documents
  • update your details.

Log in to YourLease


New to YourLease?

Register your account in three easy steps.

Register now

Account and payment enquiries

For payout, balloon amounts, residual value amounts, and general queries, call us on 1300 368 908 or make an account enquiry online.

Make an account enquiry


Financial assistance

If you're unable to make repayments due to a change in circumstance, we may be able to offer financial assistance.

Get financial assistance

Refinancing or upgrading your car

Don't want to pay out your contract all at once? You may be able to refinance your existing loan with us and keep your current repayment schedule.

Or, if you're looking to upgrade, we'll help you finalise your existing loan and assist you into your new car.

Call us on 1800 100 152

Frequently asked questions

Got a question? We might have an answer ready for you at our help centre.

Visit help centre to see FAQs on:

  • documents
  • repayments
  • payouts
  • insurance
  • end of contract.

Visit help centre

Want to know more?

1800 100 152

Macquarie Car Loans

Before looking for a new or used car from a car dealer or private sellers, it's smart to get finance pre-approval. This will help you understand what you can afford and set a clear budget.

We offer secured car loans, which often have lower interest rates than unsecured or personal loans.

With Macquarie, you have the flexibility of balloon and refinance options, plus the ability to pay a deposit to reduce your repayments.

To get you on the road sooner, our car buying and financing experts can also negotiate a great deal, trade in your old car, or buy a car that's under finance.

If you're buying a motorbike, caravan or recreational vehicle, we offer loans for those, too. We also provide a range of asset and vehicle finance solutions for business cars and commercial equipment.


Thank you for completing this form, we'll be in touch.

New clients

Call us Monday - Friday 9am - 5pm AEST

1800 100 152

or make an enquiry

Existing clients

Call us Monday - Friday 8am - 7pm AEST

1300 368 908

or make an account enquiry