Car loans
Flexible finance solutions, expert advice and car-buying specialists, all in one place.
Car loans
Flexible finance solutions, expert advice and car-buying specialists, all in one place.
More than just
a car loan
Calculate your repayments
Use the tools below to discover your rate and see your repayments.
Get pre-approved
Submit your application online or give us a call.
Find the right car
Our car-buying specialists can help negotiate a great deal.
Drive away
We'll settle the payment and then you can drive away.
Discover your rate~
Looking for a
Planning on buying from?
Do you own a home (incl. mortgaged properties)?
Used car - private seller - not a home owner
Based on your selections, these indicative rates are available for cars aged between 2 to 3 years, on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.

Buying from a private seller? We can get you on the road, sooner
It can take forever to gather, provide and verify the information needed to secure private financing.
We offer a secure digital solution that helps streamline the process, so you can hit the road, sooner.
New car / home owner
Based on your selections, these indicative rates are available on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.

Don’t like negotiating?
We can do it for you
Take the stress out of negotiating, with Macquarie Vehicle Select^ our free car-buying service. Our experienced team of car specialists can negotiate a great deal on your behalf, book test drives and get your trade-in valued. We’ll even deliver your new car, fuelled up and ready to go.|
New car - not a home owner
Based on your selections, these indicative rates are available on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.

Don’t like negotiating?
We can do it for you
Take the stress out of negotiating, with Macquarie Vehicle Select^ our free car-buying service. Our experienced team of car specialists can negotiate a great deal on your behalf, book test drives and get your trade-in valued. We’ll even deliver your new car, fuelled up and ready to go.|
Used car - private seller - home owner
Based on your selections, these indicative rates are available for cars aged between 2 to 3 years, on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.

Buying from a private seller? We can get you on the road, sooner
It can take forever to gather, provide and verify the information needed to secure private financing.
We offer a secure digital solution that helps streamline the process, so you can hit the road, sooner.
Used car - dealership - not a home owner
Based on your selections, these indicative rates are available for cars aged between 2 to 3 years, on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.

The Macquarie difference
With Macquarie, a dedicated car-buying and financing expert will be with you every step of the way. We can help find your car, offer flexible finance solutions and negotiate a great deal through our extensive dealer network.
Buy with confidence
We'll help work out how much you can borrow and discuss your finance options, so you can buy with confidence.
Save time and effort
Take the time and hassle out of car buying. We can help you through the car finance process, trade in your old car and organise your paperwork.
Used car / dealership / home owner
Based on your selections, these indicative rates are available for cars aged between 2 to 3 years, on a $10,000 to $250,000 consumer loan, with a term of 3 - 5 years and a 90% to 110% LVR.

The Macquarie difference
With Macquarie, a dedicated car-buying and financing expert will be with you every step of the way. We can help find your car, offer flexible finance solutions and negotiate a great deal through our extensive dealer network.
Buy with confidence
We'll help work out how much you can borrow and discuss your finance options, so you can buy with confidence.
Save time and effort
Take the time and hassle out of car buying. We can help you through the car finance process, trade in your old car and organise your paperwork.
Existing customers
Manage your account
With YourLease, you can access and manage your car loan account details online anytime, anywhere.
Log in to YourLease to:
- get your payout figure
- manage upcoming payments
- request documents
- update your details.
New to YourLease?
Register your account in three easy steps.
Account and payment enquiries
For payout, balloon amounts, residual value amounts, and general queries, call us on 1300 368 908 or make an account enquiry online.
Financial assistance
If you're unable to make repayments due to a change in circumstance, we may be able to offer financial assistance.
Refinancing or upgrading your car
Don't want to pay out your contract all at once? You may be able to refinance your existing loan with us and keep your current repayment schedule‡.
Or, if you're looking to upgrade, we'll help you finalise your existing loan and assist you into your new car.
Call us on 1800 100 152
Frequently asked questions
Got a question? We might have an answer ready for you at our help centre.
Visit help centre to see FAQs on:
- documents
- repayments
- payouts
- insurance
- end of contract.
Macquarie Car Loans
Before looking for a new or used car from a car dealer or private sellers, it's smart to get finance pre-approval. This will help you understand what you can afford and set a clear budget.
We offer secured car loans, which often have lower interest rates than unsecured or personal loans.
With Macquarie, you have the flexibility of balloon and refinance options‡, plus the ability to pay a deposit to reduce your repayments.
To get you on the road sooner, our car buying and financing experts can also negotiate a great deal, trade in your old car, or buy a car that's under finance.
If you're buying a motorbike, caravan or recreational vehicle, we offer loans for those, too. We also provide a range of asset and vehicle finance solutions for business cars and commercial equipment.