Smarter banking

Save smarter, spend smarter

Our offset home loan package gives you a flexible loan structure and competitive rate. Together with our credit card4 and award-winning transaction account, you can get more than just a home loan.

Bank smarter

Offset home loan package

Offset account

  • Competitive rates from 3.24% pa and 3.50% pa* comparison rate
  • Put extra money in your offset to reduce time and interest on your loan
  • Up to 10 offset accounts to help you reach your savings goals
  • Manage all your accounts in one place

Transaction account

  • $0 international ATM withdrawal fees
  • Free access to any rediATM and refunds on fees incurred at all other ATMs in Australia
  • $0 monthly account fees
  • Access to our award-winning app and digital tools

Credit card ^

  • Low introductory rate of 5.90% pa3 on everyday purchases for the first 14 months
  • No annual fee for the life of your home loan
  • Choose to be rewarded with Macquarie Rewards or Qantas Points1 (different rates may apply)2
  • Access to a range of rewards programs and complimentary insurances4

How could you pay off your loan faster?

Our offset home loan package has been designed to help you save smarter and spend smarter – putting you on the fast track to home ownership while making sure you have the freedom to do the things you love.

What’s your dream?

Our smarter home loan package has been designed to help you save smarter and spend smarter – giving you the freedom to live the life you want, while staying in control of your finances.

0:34    Smarter savings
0:51    Smarter spending
1:21    Smarter banking

Want to speak to a home loan specialist?

Call us now on 13 62 27
(Mon-Fri 8am-6pm) or complete this form and we'll be in touch.

Thank you for completing this form, we'll be in touch.
There seems to be an error with your request, please contact us.

The information you provide on this form will be retained and handled by Macquarie in accordance with our Privacy Policy and we may contact you about products or services we feel may be of interest to you. If you do not wish to provide all details or receive information of this nature, please phone us on 1800 806 310. Phone calls to and from Macquarie may be recorded for quality and assurance purposes. If you do not want your call to be recorded, please advise the Macquarie staff member. If you have used our calculator we have also collected this information to assist with your enquiry.