Get a smarter home loan with a great rate from

3.80% pa
Variable rate
4.05% pa
Comparison rate*

We bank with Macquarie

A home loan and a holiday

Australia’s smarter home loan just got smarter, you could now earn 250,000 Qantas Points

Bonus Points

80,000 Qantas Points for being approved and taking out a home loan

Settlement

10,000 Qantas Points for every $100,000 drawn at settlement

Monthly

1,000 Qantas Points every month for the life of your loan

Anniversary

25,000 Qantas Points on the third and fifth anniversaries of your loan

Fill in your details and one of our friendly home loan specialists will be in touch soon.

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Offset home loan features

Use your savings to pay off your loan sooner by reducing the amount of interest you pay

$0 international transaction fees

When you shop overseas or withdraw cash with your Macquarie Debit Mastercard.

Up to 10 offset accounts

Up to 10 accounts per loan to help you reach your savings goals, with the option of a linked Debit Mastercard for everyday transacting.

Unlimited loan accounts

Open unlimited loan account splits after settlement with differing repayment types.

Manage your accounts from the palm of your hand

Stay on top of your finances with our smart budgeting tools and have full visibility of your accounts in the one place.

Fill in your details and one of our friendly home loan specialists will be in touch soon.

Thank you. We will contact you shortly.
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Qantas Points Calculator

How many Qantas Points could you earn with your home loan?

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Result not currently available based on your inputs.

Please note that loans less than $150,000 won’t earn Qantas Points.

Your savings should be less than property value.

Please keep monthly contributions within reason.

Your rate should be between 0% and 25%.

Your credit card spend should be above $0.

Points earned should be between 5 and 30 years.

Please contact us and we'll talk you through your home loan options.

This graph is unavailable for your loan amount.

Call us on 13 62 73 to find out how many Qantas Points you could earn.

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Hong Kong

Fly 2 people Business Return

Frequent Flyer

from
240,000 points~

New York City

Fly 2 people Economy Return

Frequent Flyer

from
240,000 points~

Round the world

Fly 2 people Business

Frequent Flyer

from
560,000 points~

Perth

Fly 2 people Business Return

Frequent Flyer

from
144,000 points~

Singapore

Fly 2 people Economy Return

Frequent Flyer

from
112,000 points~

London

Fly 2 people First Return

Frequent Flyer

from
768,000 points~

~Plus taxes, fees and carrier charges.

Based on a interest onlyprincipal and interest investmentowner occupier loan of with a % LVR.

The 250,000 points calculation is based on a typical client holding a Macquarie Bank Flyer home loan for 5 years with a loan size of $600,000. This figure is based on our current 2017-18 average Macquarie Bank Flyer home loan size originated through Macquarie’s direct to consumer market channel.

The information contained in this calculator is by way of example only and should not be regarded as a prediction, or as personal advice. Calculations are not forecasts or projections but is a tool that may assist you to make your own projections. The calculator is not intended to be a substitute for professional financial advice. Other than as required under consumer protection law, under no circumstances will Macquarie be liable for any loss or damage caused by a user's reliance on information obtained by using this calculator. Macquarie specifically disclaims any liability for any damages arising out of or in any way connected with the access to or use of this calculator. The information in this calculator does not constitute an offer to lend, or imply the product is suitable for you. If you wish to apply for a loan, then you need to complete the application form available from our staff.

~ Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Reward seats available. The routes listed above depart from Sydney and the taxes, fees and carrier charges for these bookings are as follows: Hong Kong $1065.12, New York City $1276.32, Perth $148.88, Singapore $665.12, London $2525.12, Round the World $2187.80. The Qantas Points and taxes, fees and carrier charges required are accurate as at 29 August 2018 and may vary at the time of booking. For more information see qantas.com/classicflightrewards. View estimates from your destination at https://www.qantas.com/fflyer/dyn/whereCouldIGo.

InvestmentOwner occupier variable rate -.--% pa

InvestmentOwner occupier comparison rate* -.--% pa

Establishment fee$0

Monthly fee$0

Annual fee for an Offset Home Loan^$248

Other fees may apply

Frequently asked questions

You'll earn Qantas Points in the following ways:

  1. 80,000 bonus Qantas Points for applying for a home loan application of at least $150,000 between 3 September 2018 and 31 March 2019, which settles by 30 June 2019, plus
  2. 10,000 Qantas Points for every $100,000 drawn down at settlement (calculated to the nearest point), plus
  3. 1,000 Qantas Points each month for the life of your loan, as long as your outstanding loan balance is at least $150,000 at the end of each month, plus
  4. 25,000 Qantas Points on the third and fifth anniversaries of your loan, calculated from the day of settlement, as long as the outstanding loan balance is at least $150,000 at the time of the anniversary.

This offer is available for new Macquarie home loan applications only.

Give us a call on 13 62 73 or we can call you – just fill in your details above and one of our friendly home loan specialists will be in touch soon.

You’ll need a Qantas Frequent Flyer membership number so that you can receive your points. You can join for free at qantas.com/joinffmacquarie. Qantas Frequent Flyer membership is subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms.

It can take up to three months to receive your 80,000 bonus Qantas Points after your home loan has settled.