Managing your finances has never been simpler

Discover a more personalised and intuitive digital banking experience when you open a Macquarie Platinum Transaction Account today.

Open account

Macquarie Platinum Transaction Account

ATM fees

Free access to any rediATM and enjoy a refund on fees incurred at all other ATMs in Australia.

account fees

Enjoy no monthly charges on your account.

international purchase fees

When you shop overseas or online with your Macquarie Debit MasterCard.


Digital payments

Payments made easy with Apple Pay or Google Pay.


Manage your account with our super-smart online and mobile banking.

We’re making changes to the balance steps and interest rates that apply to Macquarie Transaction, Platinum Transaction and Savings Accounts. 

These changes will be effective from 1 January 2018.

You can find the new interest rates in the Macquarie transaction and savings accounts interest rates, fees, limits and lodgement times below.

We’ve also updated the interest examples in section 3.1 of the Macquarie transaction and savings accounts terms and conditions.

Designed for you with extra perks

Any ATM, anytime

Free access to any rediATM, our preferred network. And, enjoy a refund on fees incurred at all other ATMs in Australia.

The MasterCard® Priceless Cities program

Get exclusive access to entertainment, travel, and shopping in major cities around the world. Find out more.

Stolen wallet protection up to $500

For Platinum card holders, if your wallet or handbag is stolen, we’ve got you covered. You’ll get up to $500 back to cover your losses.

Emergency travel assistance

Help is at hand for Platinum card holders if you get sick or injured on your holiday. Just call International SOS on +61 2 9372 2306 and you’ll be taken care of.

Looking to make less ongoing deposits?

The minimum deposit for Platinum is $4,000 per month. Apply here for our Macquarie Classic Transaction Account with no minimum deposit requirements.

Macquarie says hello to Apple Pay

A smarter way to pay

We're excited to tell you that Apple Pay is now available on all Macquarie debit and credit cards. It is an easy and secure way to make payments instore, in apps and on the web with Safari on your Apple device.

Awarded for outstanding value

Our transaction account has been awarded for outstanding value thanks to features like no international purchase fees and free access to any rediATM and refunds on fees incurred at all other ATMs in Australia.

A smarter digital banking experience

More personalised and intuitive

The more you use your account, the more it gets to know you – and helps you manage your money.

Get to know your spending

Track your purchases by category, merchant or location, and discover trends in how you spend.

Search the way you speak

Easily find the transactions you’re looking for, with search that speaks your language.

Ready to join? Applying is quick and easy