A secure investment with easy application and management

Boost your savings with a competitive fixed interest rate.

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Macquarie Term Deposit rates

Choose a term that works for you

2.55%pa

3 month term*

A shorter term allows you flexibility with a competitive rate.

2.60%pa

6 month term*

Lock it in for a little longer and
be rewarded.

2.65%pa

5 year term*

Want to set and forget? Get a great rate for a longer term.

Term1 month2 month3 month4 month6 month9 month1 year2 year3 year5 year
Rate
%pa1
1.90 2.15 2.55 2.55 2.60 2.60 2.65 2.65 2.65 2.65

*For deposits up to $1 million.

These rates apply to Macquarie Personal Banking only. If you are a Macquarie Business Banking client please contact your relationship manager for applicable term deposit rates.

Macquarie Term Deposit account

Be confident you have invested your money securely


SMSF Awards 2017 & 2018 Cash and Term Deposits SMSF Adviser and SMSF Member Winner SMSF Awards 2017 Cash and Term Deposits SMSF Adviser and SMSF Member Winner
SMSF Awards 2017 & 2018 Cash and Term Deposits SMSF Adviser and SMSF Member Winner

A secure investment

Lock in an interest rate for a term that suits your needs.

Competitive rates

We're committed to offering competitive interest rates across the short and longer term.

$0

No upfront or ongoing fees

Our term deposits have no establishment, monthly account keeping or management fees.

Government guarantee

The Australian Government guarantees aggregated deposits of up to A$250,0001 with Australian authorised deposit-taking institutions.

Flexible interest payments and investment terms rate payments

We offer a choice on how often you receive interest payments and a range of investment terms to suit your needs and overall investment strategies.

Perfect for existing Macquarie clients

You can link your term deposit directly to your Macquarie Cash Management Account (CMA), giving you more flexibility to manage your investments and control your cashflow.

Expertise

From handy tips to expert insights,
we're here to help

What happens when you open a term deposit?

5 features you may not know about a term deposit

How to reduce investment risk with portfolio diversification