A secure investment with easy application and management
Boost your savings with a competitive fixed interest rate.
| Term | 1 month | 2 month | 3 month | 4 month | 6 month | 9 month | 1 year | 2 year | 3 year | 5 year |
|---|---|---|---|---|---|---|---|---|---|---|
| Rate %pa1 |
0.75 | 1.05 | 1.65 | 1.65 | 1.60 | 1.50 | 1.40 | 1.40 | 1.45 | 1.50 |
For deposits up to $1 million2
| Term | Interest paid at maturity | Interest paid monthly | Interest paid quarterly | Interest paid half-yearly | Interest paid annually |
|---|---|---|---|---|---|
| 1 month | 0.75% pa | 0.75% pa | Not available | Not available | Not available |
| 2 months | 1.05% pa | 1.05% pa | Not available | Not available | Not available |
| 3 months | 1.65% pa | 1.65% pa | 1.65% pa | Not available | Not available |
| 4 months | 1.65% pa | 1.65% pa | Not available | Not available | Not available |
| 6 months | 1.60% pa | 1.59% pa | 1.60% pa | 1.60% pa | Not available |
| 9 months | 1.50% pa | 1.49% pa | 1.49% pa | Not available | Not available |
| 1 year | 1.40% pa | 1.39% pa | 1.39% pa | 1.40% pa | 1.40% pa |
| 2 years | Not available | 1.39% pa | 1.39% pa | 1.40% pa | 1.40% pa |
| 3 years | Not available | 1.44% pa | 1.44% pa | 1.44% pa | 1.45% pa |
| 4 years | Not available | 1.44% pa | 1.44% pa | 1.44% pa | 1.45% pa |
| 5 years | Not available | 1.49% pa | 1.49% pa | 1.49% pa | 1.50% pa |
*For deposits over $1 million, or where interest payments are more frequent, rates may differ. Call 13 62 00 to find out more.
These rates apply to Macquarie Personal Banking only. If you are a Macquarie Business Banking client please contact your relationship manager for applicable term deposit rates.
Macquarie Term Deposit account
Be confident you have invested your money securely
A secure investment
Lock in an interest rate for a term that suits your needs.
Competitive rates
We're committed to offering competitive interest rates across the short and longer term.
$0
No upfront or ongoing fees
Our term deposits have no establishment, monthly account keeping or management fees.
Government guarantee
The Australian Government guarantees aggregated deposits of up to A$250,0001 with Australian authorised deposit-taking institutions.
Flexible interest payments and investment terms rate payments
We offer a choice on how often you receive interest payments and a range of investment terms to suit your needs and overall investment strategies.
Perfect for existing Macquarie clients
You can link your term deposit directly to your Macquarie Cash Management Account (CMA), giving you more flexibility to manage your investments and control your cashflow.
Our difference
Great rates, low fees and
flexible ways to repay faster
Low fees
Save on all fees including no establishment fee and no monthly fee on our basic home loan.
Flexible loan structure
Split your loan and set different repayment types or create multiple offset accounts to maximise all of your savings.
Free redraws
Maintain complete control of your savings with instant free access whenever you need them.
Ready for a great home loan?