Understanding cash flow


Understanding how your funds flow from income to expenses is the first step to using good cash flow management to build your wealth.

Cash flow is the movement of money in and out of your possession through income and expenditure.

  • Positive cash flow is where you have more money coming in than going out, resulting in savings. Positive cash flow is useful to meet debt obligations and lets you have money up your sleeve for when you need it
  • Negative cash flow is where your outflows are higher than your inflows in a given period.
Understand where your money comes from and where it goes

Once you understand where your money comes from and where it goes, you can start to take control of this flow and consciously invest, receive returns from those investments and manage your funds.

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Macquarie says hello to Apple Pay

A smarter way to pay

We're excited to tell you that Apple Pay is now available on all Macquarie debit and credit cards. It is an easy and secure way to make payments instore, in apps and on the web with Safari on your Apple device.

Macquarie Bank Limited ABN 46 008 583 542 AFSL & Australian Credit Licence 237502 (MBL). This information does not take into account your objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire any product mentioned on this page, a person should obtain and review the terms and conditions relating to that product and also seek independent financial, legal and taxation advice.