13 62 00What is a cash management account?
Need a consolidated view of your cash? Learn how a cash management account can help streamline your finances.
Why our cash management account?
SMSF connectivity
Simplifies opening an account, your SMSF accounting and tax returns.
Digital smarts
Smarter banking that allows you to categorise your purchases, identify trends in your spending, and easily search your transactions
Full visibility
Flexibility and control for you and your adviser, including capability for advisers to make payments on your behalf.
Detailed reporting
Macquarie CMA puts 10 years of statements at your fingertips.
$0
No ongoing fees
No account-keeping fees or management fees.
How a Macquarie CMA could benefit you
SMSF trustee
The chosen cash hub for 1 in 3 SMSFs*
By using a Macquarie CMA as your SMSF cash hub, you and your financial services professional can streamline your super fund accounting, as well as tax returns, auditing and end-of-financial-year reporting. Macquarie is also SuperStream friendly.
Online trader
Fast access to your capital
Act on trading opportunities immediately with Macquarie Online Trading, using cash from your Macquarie CMA so no time is lost making an account transfer. Cost per trade for online trading is $19.95 or 0.12% of the value of the trade (whichever is greater).
Investor
Manage your investments
Effortlessly manage and track the movement of money in and out of your Macquarie CMA, with the option of adding detailed narratives to help keep comprehensive records of income and profits. Designed for you to take control of cash flow.
Product information
Interest on the CMA is calculated using stepped interest rates, which means that you’ll be paid a different interest rate for different portions of your balance.
Balances between $0 and $4,999.99 will not earn interest and any balance above $5,000 will earn the interest rate as set out in the table below
| Balance portion | Cash Management Account interest rate (pa)^ |
|---|---|
|
Amount
$0-4,999.99
|
Interest rate
0.00% pa
|
|
Amount
$5,000 +
|
Interest rate
0.55% pa
|
^ Interest rates effective from 4 October 2019 and are subject to change.
For the interest rates applicable to you, please contact your financial services professional or check your statement.
For the interest rates that apply to cash accounts linked to wrap, please visit the wrap page.
Need more information before opening our award winning CMA? Check out the:
You’ll need a financial adviser to open our Cash Management Accelerator Account. For more information or the latest interest rate, please contact your adviser.
The Australian Government guarantees aggregated deposits with Australian authorised deposit-taking institutions, including Macquarie Bank, of up to A$250,000.2
Best wrap, cash and term deposit accounts
Award winning solutions for SMSFs, year after year
We're proud to be named Best Cash and Term Deposit Provider at both the SMSF Adviser Awards and Core Data Awards. We were also named Best Investment Platform - Macquarie Wrap* by SMSF members at the Core Data Awards.
Best wrap, cash and term deposit accounts
Award winning solutions for SMSFs, year after year
We're proud to be named Best Cash and Term Deposit Provider at both the SMSF Adviser Awards and Core Data Awards. We were also named Best Investment Platform - Macquarie Wrap* by SMSF members at the Core Data Awards.
Get the added security of real time notifications
Each time you make a transaction on your Macquarie credit or debit card, the mobile banking app will alert you with a push notification, so you know the correct transaction has been processed either instore or online. For foreign currency transactions, the alert shows the spend amount in local currency and Australian dollars.
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