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Macquarie Home Loans

Changes to our home loan interest rates

We’re changing our home loan interest rates for new and existing customers.

These new rates will be effective for new customers on 13 July 2018 and for existing customers on 23 July 2018.

  • Three-year fixed rates for owner occupier and investor loans will decrease by 0.10%.
  • Owner occupier variable rate loans with principal and interest repayments will increase by 0.06%, while those with interest only repayments will increase by 0.10% across all LVR bands.
  • Investment and SMSF loans with variable rates will increase by 0.10%.

If you’re currently making interest only repayments and would like to switch to principal and interest repayments at no charge, give us a call on 1800 007 722.

Basic home loan rates from:

3.75% pa
Variable rate
3.75% pa
Comparison rate*
3.99% pa
Variable rate
3.99% pa
Comparison rate*
Owner occupied

These rates are effective from 13 July 2018 for new loan approvals.

Things to consider

 Rate applies for new owner occupied investor loans when you borrow up to 70% of the property value with a principal and interest repayment variable rate basic home loan. Subject to change without notice.

* The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Financial Services Royal Commission

The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry was established on 14 December 2017.

If you are a customer or former customer wishing to make a submission to the Royal Commission, you may do so using the online form on the Royal Commission's website.

If you have any concerns about the confidentiality of the information you wish to submit to the Royal Commission, please proceed with making your submission and advise the Commission why you think it is confidential.  We do not consider making a submission to the Commission in this way to be a breach of any agreement with us.

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Where you feel you may not be able to meet your regular repayments or some other financial obligation, please contact us to see how we can work together towards a solution for you.

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