Choose a home loan for living, not for life

We bank with Macquarie

Macquarie Home Loans

Changes to our home loan interest rates

We’re changing our home loan interest rates for new and existing customers.

These new rates will be effective for new customers from 11 February 2019 and for existing customers from 22 February 2019.

  • Owner occupier variable rate loans with principal and interest repayments will increase by 0.06%, while those with interest only repayments will increase by 0.16%.
  • Investment variable rate loans with principal and interest and interest only repayments will increase by 0.16%.
  • If you’re currently on a fixed rate, your rate won’t change.

You’ll be able to view your new rate from 22 February 2019 when you log into your account on Macquarie Online. For more information visit our help centre.

If you’re currently making interest only repayments and would like to switch to principal and interest repayments at no charge, or if you’ve recently moved into your investment property, give us a call on 1800 007 722.

Basic home loan rates from:

3.81% pa
Variable rate
3.81% pa
Comparison rate*
4.10% pa
Variable rate
4.10% pa
Comparison rate*
Owner occupied

These rates are effective from 11 February 2019 for new loan approvals.

Things to consider

 Rate applies for new owner occupied investor loans when you borrow up to 70% of the property value with a principal and interest repayment variable rate basic home loan. Subject to change without notice.

* The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Discover our smarter home loan package

Financial Services Royal Commission

The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry was established on 14 December 2017.

If you have any concerns about the confidentiality of the information you wish to submit to the Royal Commission, please proceed with making your submission and advise the Commission why you think it is confidential.  We do not consider making a submission to the Commission in this way to be a breach of any agreement with us.

Public hearings have now concluded. The final report is due to be submitted to the Governor-General by 1 February 2019.

Feedback and complaints

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.

Provide feedback

Experiencing financial hardship?

Where you feel you may not be able to meet your regular repayments or some other financial obligation, please contact us to see how we can work together towards a solution for you.

Get financial assistance

Help centre

Got a question on a Macquarie banking or financial services product? Here you'll find FAQs to help you manage your Macquarie accounts.

Visit help centre