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Macquarie Home Loans

Changes to our home loan interest rates

We’re changing our home loan interest rates for new and existing customers.

These new rates will be effective for new customers on 13 July 2018 and for existing customers on 23 July 2018.

  • Three-year fixed rates for owner occupier and investor loans will decrease by 0.10%.
  • Owner occupier variable rate loans with principal and interest repayments will increase by 0.06%, while those with interest only repayments will increase by 0.10% across all LVR bands.
  • Investment and SMSF loans with variable rates will increase by 0.10%.

If you’re currently making interest only repayments and would like to switch to principal and interest repayments at no charge, give us a call on 1800 007 722.

Basic home loan rates from:

3.75% pa
Variable rate
3.75% pa
Comparison rate*
3.99% pa
Variable rate
3.99% pa
Comparison rate*
Owner occupied

These rates are effective from 13 July 2018 for new loan approvals.

Things to consider

 Rate applies for new owner occupied investor loans when you borrow up to 70% of the property value with a principal and interest repayment variable rate basic home loan. Subject to change without notice.

* The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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We're here to help

Supporting you through these regulatory changes by delivering updated systems and processes is a key priority for us. Please visit Introducer Assistant for regular updates about the upcoming changes.

To find out how these changes will affect you and how Macquarie is responding, click here to read our article.

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