Many businesses are looking for ways to improve how they manage their cash flow and to simplify their accounting.
Regular fixed payments on a lease or a loan can help your business iron out cash flow and simplify accounting.
Asset finance can be an efficient way to manage your cash flow by either leasing or borrowing to fund vehicles and other equipment, including the latest technology. Preserving your capital through a lease or a commercial loan can provide you with the money and the hardware needed to expand your business.
Regular, fixed payments on a lease or a loan can help your business iron out cash flow into a smooth and predictable stream. Your accounting can also be made easier when reporting expenses and you don’t have to keep large amounts of capital aside for equipment.
Depending on your requirements, the equipment you can finance with regular fixed payments includes:
- passenger cars
- light and heavy commercial vehicles
- plant and machinery
- earthmoving and construction equipment
- dental, medical and veterinary equipment
- computer technology
- office furniture.
If you are a sole trader or owner of a small to medium sized business, you are likely to consider both your operating costs and asset finance options from time to time. When reviewing your choices, you may also want to consider the way you can make the regular fixed payments on a lease or a loan.
In a world-leading offering on some commercial finance arrangements with Macquarie, your business can now make repayments using an American Express® card. Not only does making your finance payments via your American Express card provide easier management of your accounts and extended cash flow benefits, you could also receive points under your card’s Rewards Program.1
Using your American Express card can help simplify your business’s accounting through a single point to monitor and report your expenditure. When you pay off your card in full by the statement date, you can also avoid additional interest charges.