Tailored loans to support your business lifecycle

Find a better way to do business

Our business loans can support you at every stage of the business lifecycle. Talk to a relationship manager and find out how to build, grow and do business better. Discover the Macquarie difference today.

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Mergers and acquisitions

We've helped countless businesses get the most from their opportunities.

Succession planning

If you want to purchase, sell or transfer a business interest, we can help.


We bring a fresh approach to your refinancing and loan restructures.

Personal wealth creation

Our solutions are for businesses and the people behind them.

What can Macquarie offer your business?

  • Customised loan structures
    A Macquarie relationship manager understands that each business is unique, which means we're able to structure finance options that best suit your circumstances.

  • Flexible interest rates
    Whether you're looking at a simple solution or complex business restructure, we have flexible interest rate options tailored to your individual circumstances.

  • Dedicated relationship manager
    Your relationship manager is with you for the long-term and is committed to understanding your business, and becoming a trusted part of your team.
    Our expertise means that we don't just offer a product, we provide a different perspective with fresh eyes and a willingness to understand your business and its needs.

  • A holistic approach
    At Macquarie, we understand and recognise that business and personal needs are two sides of the same coin. So to get the most from your opportunities, we know that it pays to help you grow your personal wealth too.

Interest rates

These are reference rates only for working capital loans provided by MBL. All rates are subject to negotiation based on your relationship with us.

Indicative rates effective since 18 October 2019.

Interest rates*
Macquarie Bank Base Rate 9.70% pa
Macquarie Bank Reference Rate 5.35% pa
Macquarie Overdraft Base Rate 9.70% pa


Please note that these rates are indicative only and are subject to change.

Please contact a relationship manager to obtain an interest rate quote.

Is this solution right for you?

If you've been in business for two or more years and are able to demonstrate profitable trading and sustainable cash flow, we can help.

If you are interested in getting more from your property investments, or are looking for solutions based on specialist knowledge, talk to one of experienced relationship managers today.

To find out more, contact a relationship manager today.

Business insights to help achieve your goals

Explore our Expertise section for tips and guides designed to help you learn more about using loans and asset finance to grow and build your business.

Except for Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 (MBL), any Macquarie entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.