Macquarie’s CMA gives me confidence
1 in 3 SMSFs1 use the Macquarie CMA to manage their cashflow with confidence.
Macquarie Cash Management Account
Award-winning functionality to enable control, transparency and speed
Purpose built for advisers
Innovative functionality such as adviser-initiated payments and our mobile banking app that streamlines processes and gives you more time with your clients.
Smarter stockbroking
Be ready to act on market opportunities at scale with adviser-initiated payments, automated settlements and easy tracking of transactions and dividends.
A favourite among SMSFs
The chosen hub for 1 in 3 SMSFs1. Year after year, we’ve been awarded best cash and term deposits by Core Data SMSF awards and SMSF Adviser SMSF awards.
Government guarantee
The Australian Government guarantees aggregated deposits of up to A$250,0001 with Australian authorised deposit-taking institutions.
Visibility and control
Easy online access gives your clients a comprehensive view of their investments. This can also be done through our award-winning mobile banking app.
Data feed integration
Connected to more than 70 platforms, with ten years of statements available to help inform financial decisions and manage CGT.
The Macquarie difference
Why choose the Macquarie Cash Management Account?
The Macquarie difference
Why choose the Macquarie Cash Management Account?
Managing investments
Control your clients' cashflow
Effortlessly manage and track the movement of money in and out of your clients’ CMAs, with the option to add detailed narratives to help you keep comprehensive transaction records.
SMSF connectivity
Simplify SMSF reporting
Our CMA is the chosen cash hub for 1 in 3 self-managed super funds (SMSFs)1. It can help you streamline your clients’ super fund accounting, tax returns and end-of-year reporting.
Online trading
Seamless integration
The Macquarie CMA links seamlessly with Macquarie Online Trading, so your clients can have fast access to their funds to immediately act on trading opportunities.
Product information
Interest on the CMA is calculated using stepped interest rates, which means that account holders are paid a different interest rate for different portions of their balance.
| Balance portion | Cash Management Account interest rate (pa)^ | Cash Management Accelerator Account interest rate (pa)^ |
|---|---|---|
|
Amount
$0-4,999.99
|
Interest rate
0.00% pa
|
Interest rate
1.15%
|
|
Amount
$5,000 +
|
Interest rate
0.55% pa
|
Interest rate
1.15%
|
^ Interest rates effective from 4 October 2019 and are subject to change without notice.
For the interest rates applicable to your client, please contact us or check your client’s statement.
For the interest rates that apply to cash accounts linked to wrap, please visit the wrap page.
Interest on cash accounts linked to wrap are calculated differently. However, clients who close their wrap account but decide to keep their CMA will, at that point, then be subject to the stepped interest rates listed above.
What will it take to thrive in a changing environment?
2018 Accounting and Financial Services Benchmarking results.
What will it take to thrive in a changing environment?
2018 Accounting and Financial Services Benchmarking results.
Expertise Articles
Expertise
Explore our expertise to help your client experience
Market updates, expert tips and a range of articles to help you and your clients get the most out of using our CMA.
Learn more about our cash products
Call us now on 1800 808 508
(Mon-Fri 8am-6pm) or complete this form and we'll be in touch.
Thank you for completing this form, we'll be in touch.
There seems to be an error with your request, please contact us.
The information you provide on this form will be retained and handled by Macquarie in accordance with our Privacy Policy and we may contact you about products or services we feel may be of interest to you. If you do not wish to provide all details or receive information of this nature, please phone us on 1800 806 310. Phone calls to and from Macquarie may be recorded for quality and assurance purposes. If you do not want your call to be recorded, please advise the Macquarie staff member. If you have used our calculator we have also collected this information to assist with your enquiry.