Macquarie Group (Macquarie) is a global provider of banking, financial, advisory, investment and funds management services.

Macquarie’s main business focus is making returns by providing a diversified range of services to clients. Macquarie acts on behalf of institutional, corporate and retail clients and counterparties around the world.

Macquarie Group Limited is listed in Australia (ASX:MQG; ADR:MQBKY) and is regulated by APRA, the Australian banking regulator, as the owner of Macquarie Bank Limited, an authorised deposit taker. Macquarie also owns a bank in the UK, Macquarie Bank International, which is regulated by the FSA. Macquarie's activities are also subject to scrutiny by other regulatory agencies around the world.

Macquarie’s approach to risk management is long-standing. Strong risk management practices are embedded in business unit management with central oversight of credit, market, funding, compliance and operational risk.

These, together with a strong, committed team are key drivers of Macquarie’s success.

Founded in 1969, Macquarie employs more than 15,500 people in 28 countries. At 30 September 2010, Macquarie had assets under management of $A317 billion.

Macquarie's business groups and divisions

Macquarie has six operating groups and one division within which individual businesses operate. Businesses specialise in defined product or market sectors and work in close cooperation. Great emphasis is placed on a client's relationship with Macquarie as a whole.

All business activities are encompassed by a strong risk management framework and are facilitated by a number of Macquarie-wide support groups.

Macquarie Securities Group (MSG)

Macquarie Securities Group's activities include:

• Institutional Cash Equities
• Derivatives DeltaOne Trading
• Institutional / retail derivatives
• Corporate action trading
• Arbitrage trading
• Synthetic products
• Global securities finance
  • Capital management, collateral management and securities borrowing and lending.

Fixed Income, Currencies and Commodities (FICC)

Fixed Income, Currencies and Commodities provides a variety of services across the globe with an underlying specialisation in interest rate, commodity or foreign exchange related institutional trading, marketing, lending, clearing or platform provision.

The predominant FICC client base consists of financial institutions and significant commodity producers and consumers. With structuring, sales and trading professionals in Australia, New Zealand, the Americas, Canada, the UK, Asia and the Middle East, FICC offers quality trading, financing and risk management solutions to meet clients' needs.

FICC offers trading, sales, research and finance covering:

• Fixed income - interest rate, debt and credit securities
• Currencies - foreign exchange spot, forward and tailored services
• Commodities - metals, energy, environmental products, agriculture, freight, bulk commodities, and complementary futures services

FICC operates in most major trading markets and emerging markets around the world.

Macquarie Capital (MacCap)

Macquarie Capital comprises Macquarie Group's corporate advisory and equity underwriting businesses.

With offices in Australia, New Zealand, Asia, North America, South America, Europe, South Africa and the Middle East, MacCap provides a depth of services including specialist capabilities in:

• Mergers and acquisitions, takeovers and corporate restructuring advice
• Equity capital markets, equity and debt capital management and raising
• Debt structuring and distribution
• Private equity placements
• Principal products

Macquarie Funds Group (MFG)

Macquarie Funds Group is a full service fund manager that has been managing assets for pension funds, institutional and retail investors since 1980. MFG has global reach, with a team of over 1,500 staff in Australia, Asia, the UK, Europe, South Africa, the Middle East and the Americas including through US based subsidiary Delaware Investments. Delaware Investments has been managing money for its clients since 1929.

The group offers a range of investments across a variety of asset classes. These include:

• Equities
• Fixed income
• Currencies and commodities
• Listed infrastructure
• Listed real estate
• Cash
• Private equity and hedge fund of funds
• Structured products

Banking and Financial Services Group (BFS)

Banking and Financial Services' products and services include:

• Cash Management Account (CMA), Premium Portfolio Service and Coin Financial Planning Software
• Full service stockbroking
• Edge online trading platform
• Relationship banking services for businesses and professionals
• Private banking, executive wealth management and strategic financial planning
• Private portfolio management
• Mortgage management and origination
• Credit cards (issuer and wholesale service provider)
• Macquarie Life insurance
• Funds management and administration

Corporate and Asset Finance (CAF)

Corporate and Asset Finance provides innovative and traditional capital, finance and related services to clients operating in selected international markets. With offices in Australia, Asia, North America and Europe, CAF specialises in:

• Leasing and asset finance
• Tailored debt and finance solutions
• Asset remarketing, sourcing and trading
• Real estate lending

Real Estate Banking Division (REB)

With offices in Australia, China, South Korea, and the US, REB's activities encompass:

• Real estate investment and management
• Development and asset management